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Voluntary Benefits

Voluntary Benefits

There are many reasons to partner with the Toby Hansen for your Voluntary benefits.

  • A diversity of plans and combinations. Employers can choose from Long-term Disability (LTD); Short-term Disability (STD); LTD and STD combined; Life insurance with Accidental Death and Dismemberment (AD&D); stand-alone AD&D.
  • Capabilities designed to help boost enrollment. The Hartford is fully committed to helping enrollment efforts through compelling analytical and consumer education tools.
  • Enhanced service and administration. Depend on dedicated staff and robust capabilities to help reduce burden.
  • Trustworthy know-how. We bring the same knowledge and innovation that distinguishes our company in Group Life and Disability to the Voluntary category.
  • Investment in Voluntary. We are committed to building on our Voluntary capabilities, including new products:
    • DisabilityFLEXSM1Disability coverage that employees can customize to their needs and income.
    • Critical Illness - Coming soon, a lump-sum benefit that helps employees and their families handle the costs often associated with major illnesses.
  • Personalized enrollment supported by a team of enrollment consultants and specialized enrollers.
  • Real-time decisions through our online Evidence of Insurability system.
  • Flexible rates and participation requirements.

You can trust The Hartford to help ensure that your clients receive the top service needed to hit the ground running. Our implementation team uses a consultative and collaborative approach to help ensure success. Their dedication and experience in Voluntary benefit solutions has helped them achieve high praise from clients. In fact, in a recent survey 96 percent of employers were either "Satisfied," "Very Satisfied," or "Extremely Satisfied" with The Hartford's ability to provide appropriate resources to implement their accounts.2

We're here to help you and your clients every step of the way. Count on The Hartford to help ensure smooth transitions whenever changes occur, from new hires to policy changes and claims.

1Not available in all states.

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