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Workers Compensation

Occupational Health and Disability Insurance = Employees Protected

Toby Hansen Agency understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication, and covering them with quality benefits and plans, they can work with the peace of mind assurance that they’re properly protected.

But should an accident happen, having the right Workers Compensation plan from Toby Hansen Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.

Workers Compensation can cover financial obligations such as:

  • An injured employee’s medical expenses/treatment
  • The replacement of lost wages from injury time off

If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages.

 In addition in all states it is the law that W-2 employees be covered by workers compensation.  Failure to do so can result in fines which most often are in excess of the cost of the insurance itself.

That’s why it’s important to discuss your options with a specialist at Toby Hansen Agency who can help you find the right coverage options for all your business needs.
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