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TOBY HANSEN AGENCY INC.

Commercial General Liability

Critical Assurance for the Protection of Your Business.

Managing a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At the Toby Hansen Agency, we can help you create a policy that’s designed to safeguard the best interests of your business - so you can focus on serving your customers and maximizing your profits.


Commercial General Liability from Toby Hansen Agency can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverage’s from Toby Hansen Agency include:

  • Premises Liability
  • Products and Completed Operations
  • Data Breach
  • Identity Theft
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Other types of Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor - from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Due to the many types of liability coverage’s, it’s important to talk with an agent at the Toby Hansen Agency about the best options for your business.

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